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No matter how much you love Netflix, you could pause it for a month if you had to.) In other words, “have-to” bills include anything you can’t decide to skip. Fuel for your car (or other transportation).Your monthly “have-to” bills are things like: That’s your average monthly take-home pay.
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Add those things together, and then divide by 3.If you have cash you don’t deposit, estimate an average week and multiply that by 13.
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